Last updated: September 29, 2026
At H&O Life Group, your privacy is as important to us as the protection we provide. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or request a quote.
We collect information you provide directly to us when you request a quote, contact us, or otherwise interact with our website, as well as information you submit through forms on social media platforms such as Facebook and Instagram. This includes your full name, email address, phone number, zip code, state of residence, date or year of birth, age range, desired coverage amount, and beneficiary information.
We also automatically collect certain information about your device and browsing activity, including IP address, browser type, operating system, and pages visited, through cookies and similar technologies.
We use the information we collect to process your quote requests, connect you with licensed insurance advisors, provide you with personalized coverage recommendations, and communicate with you about products and services that may interest you.
We may also use your information to improve our website, comply with legal obligations, and protect against fraud or unauthorized activity.
We do not sell your personal information. We may share your information with licensed insurance agents and insurance carrier partners to provide you with quotes and coverage options.
We may also disclose your information when required by law, court order, or to protect our rights, property, or safety, or that of our users or others.
If you provide your phone number, H&O Life Group and its licensed agents may contact you by phone call and text message, including automated, prerecorded, or AI-generated calls, as described in the consent you provide. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of texts at any time by replying STOP, and may ask us to stop calling at any time.
We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors use our site. You can control cookies through your browser settings, but disabling them may limit certain features of our website.
We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and restricted access. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Depending on your state of residence, you may have the right to access, correct, delete, or restrict the use of your personal information. To exercise any of these rights, please contact us using the information provided below.
Our website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us so we can promptly delete it.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this page periodically to stay informed.
If you have any questions about this Privacy Policy, please contact us at support@hartwelloak.com in Oakwood, Georgia.